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how does it affect you?
better off 59%  59%  [ 10 ]
worse off 29%  29%  [ 5 ]
no real difference 12%  12%  [ 2 ]
Total votes : 17
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thebish
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 12:58 pm 
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BWFC_Insane wrote:

So when you retire all the money you've saved not paying a rent or mortgage can be used for your nursing home fees..... :wink:


nahh... I'll squander all of that and throw myself on the mercy of the state!! 8)


(plus - the difference between my salary and £40,000 is a whole lot bigger than mortgage/rent payments would represent!)

£40,000 is about 30% higher than the national average wage.

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Gooner Girl
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:11 pm 
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It's all relative though - the nearest supermarket to where I live is the most expensive sainsburys in the entirety of the UK...
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thebish
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:16 pm 
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Gooner Girl wrote:
thebish wrote:
Gooner Girl wrote:

For those of you with no huge mortgage bill to pay each month it might be!


hmmm... but when you retire - you'll own a house - and then be able to sell it to pay for your nursing home fees... whereas.. I'll be homeless! 8)


Awwww. Poor Bishy! You can come and live with me if you like?! :D


my bags are packed! 8)

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BWFC_Insane
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:22 pm 
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thebish wrote:
BWFC_Insane wrote:

So when you retire all the money you've saved not paying a rent or mortgage can be used for your nursing home fees..... :wink:


nahh... I'll squander all of that and throw myself on the mercy of the state!! 8)


(plus - the difference between my salary and £40,000 is a whole lot bigger than mortgage/rent payments would represent!)

£40,000 is about 30% higher than the national average wage.


True. Though plenty with your salary and lower will be paying rent and/or mortgage for life so its not all bad.
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thebish
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:31 pm 
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BWFC_Insane wrote:
thebish wrote:
BWFC_Insane wrote:

So when you retire all the money you've saved not paying a rent or mortgage can be used for your nursing home fees..... :wink:


nahh... I'll squander all of that and throw myself on the mercy of the state!! 8)


(plus - the difference between my salary and £40,000 is a whole lot bigger than mortgage/rent payments would represent!)

£40,000 is about 30% higher than the national average wage.


True. Though plenty with your salary and lower will be paying rent and/or mortgage for life so its not all bad.


I didn't say it was!! I was merely saying that £40,000 is a lot for one person to earn!! I am more than happy with my lot!

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boltonboris
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:34 pm 
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thebish wrote:
BWFC_Insane wrote:
thebish wrote:
BWFC_Insane wrote:

So when you retire all the money you've saved not paying a rent or mortgage can be used for your nursing home fees..... :wink:


nahh... I'll squander all of that and throw myself on the mercy of the state!! 8)


(plus - the difference between my salary and £40,000 is a whole lot bigger than mortgage/rent payments would represent!)

£40,000 is about 30% higher than the national average wage.


True. Though plenty with your salary and lower will be paying rent and/or mortgage for life so its not all bad.


I didn't say it was!! I was merely saying that £40,000 is a lot for one person to earn!! I am more than happy with my lot!


It's not really, if you're the only one working..

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Gooner Girl
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:39 pm 
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thebish wrote:
BWFC_Insane wrote:
thebish wrote:
BWFC_Insane wrote:

So when you retire all the money you've saved not paying a rent or mortgage can be used for your nursing home fees..... :wink:


nahh... I'll squander all of that and throw myself on the mercy of the state!! 8)


(plus - the difference between my salary and £40,000 is a whole lot bigger than mortgage/rent payments would represent!)

£40,000 is about 30% higher than the national average wage.


True. Though plenty with your salary and lower will be paying rent and/or mortgage for life so its not all bad.


I didn't say it was!! I was merely saying that £40,000 is a lot for one person to earn!! I am more than happy with my lot!


It does sound like a lot but since i now only work 3 afternoons a week and thus don't earn as much as i used to we have had to tighten our belts big time - and thats fine. I'd far rather have the time with the twins then to be able to afford exotic foreign holidays etc. Not complaining, just grateful for child benefit. It helps a bit.

However with twins and the cost of childcare it probably wouldn't add any more to our disposable income if i went out to work full time and put them in nursery - even if i wanted to.
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BWFC_Insane
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:42 pm 
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thebish wrote:
BWFC_Insane wrote:
thebish wrote:
BWFC_Insane wrote:

So when you retire all the money you've saved not paying a rent or mortgage can be used for your nursing home fees..... :wink:


nahh... I'll squander all of that and throw myself on the mercy of the state!! 8)


(plus - the difference between my salary and £40,000 is a whole lot bigger than mortgage/rent payments would represent!)

£40,000 is about 30% higher than the national average wage.


True. Though plenty with your salary and lower will be paying rent and/or mortgage for life so its not all bad.


I didn't say it was!! I was merely saying that £40,000 is a lot for one person to earn!! I am more than happy with my lot!


I know what you mean, but it isn't actually that much to earn really, if you're paying a mortgage and supporting a family. All the stuff that goes with mortgages, such as life assurance, ppi, illness protection, buildings and contents etc. Soon mounts up. Its all relative.

If that is your single wage, well its not exactly comfortable necessarily......
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mummywhycantieatcrayons
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:47 pm 
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Come on chaps, you're not exactly selling the mortgage + kids existence here!

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Gooner Girl
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:57 pm 
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I'm not a chap and i'll sell it to you! Haven't had a happier time in my life then now - spending time watching the kids grow up. Go on Mummy - settle down, you know you want to. ;)
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David Lee's Hair
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 1:59 pm 
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Gooner Girl wrote:
I'm not a chap and i'll sell it to you! Haven't had a happier time in my life then now - spending time watching the kids grow up. Go on Mummy - settle down, you know you want to. ;)


That's because you get to sit at home with your feet up all day now!

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Gooner Girl
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:08 pm 
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David Lee's Hair wrote:
Gooner Girl wrote:
I'm not a chap and i'll sell it to you! Haven't had a happier time in my life then now - spending time watching the kids grow up. Go on Mummy - settle down, you know you want to. ;)


That's because you get to sit at home with your feet up all day now!


Right now i have my feet up cos its nap time. :D This morning i spent having a very arduous time singing 'the wheels on the bus' and 'twinkle twinkle little star' at music group - so there! :P
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ohjimmyjimmy
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:16 pm 
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Location: The House of Fun (it's quicker if you run)
275 a year worse off...grumpy now.
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Gooner Girl
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:17 pm 
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ohjimmyjimmy wrote:
275 a year worse off...grumpy now.


Must mean you smoke/drink too much ;)
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Annoyed Grunt
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:35 pm 
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Gooner Girl wrote:
David Lee's Hair wrote:
Gooner Girl wrote:
I'm not a chap and i'll sell it to you! Haven't had a happier time in my life then now - spending time watching the kids grow up. Go on Mummy - settle down, you know you want to. ;)


That's because you get to sit at home with your feet up all day now!


Right now i have my feet up cos its nap time. :D This morning i spent having a very arduous time singing 'the wheels on the bus' and 'twinkle twinkle little star' at music group - so there! :P


Is that like band camp? Where's the flute?

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ohjimmyjimmy
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:41 pm 
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Gooner Girl wrote:
ohjimmyjimmy wrote:
275 a year worse off...grumpy now.


Must mean you smoke/drink too much ;)


naa i'll just blame it on the wife...the price of shoes must have gone up or something !
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Gooner Girl
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:50 pm 
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Annoyed Grunt wrote:
Gooner Girl wrote:
David Lee's Hair wrote:
Gooner Girl wrote:
I'm not a chap and i'll sell it to you! Haven't had a happier time in my life then now - spending time watching the kids grow up. Go on Mummy - settle down, you know you want to. ;)


That's because you get to sit at home with your feet up all day now!


Right now i have my feet up cos its nap time. :D This morning i spent having a very arduous time singing 'the wheels on the bus' and 'twinkle twinkle little star' at music group - so there! :P


Is that like band camp? Where's the flute?


:D Council run music group. Kids and parents in a circle, sing lots of nursery rhymes, 'play' musical instruments and afterwards adults have a cup of tea, biscuit and chat whilst babies explore the treasure baskets or try and pull the fire extingulshers off the wall (my son!) Bargain morning out for the cost of a quid! Tis a thrilling life i lead! ;)
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The Axman
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:51 pm 
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£228 better off apparently. That'll make up for the decades of slave labour I've been subjected to, I don't think.
Thinking of emigrating to Greece to wallow in a depressive state.
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ohjimmyjimmy
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:54 pm 
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Oi thats my 228 quid, give it back!
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The Axman
 Post subject: Re: fiscal fun!!
PostPosted: Thu Mar 22, 2012 2:54 pm 
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No, shan't.
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